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For retirees: Identity theft protection

Administered by Experian

UC provides a comprehensive identity protection program through Experian, paid for by UC, for UC employees, retirees and their dependent children up to age 18.  

  • Full Full eligibility available
  • Mid Mid eligibility available
  • Core Core eligibility available
  • Retirees Retirees eligibility available
On this page:

Getting started

Enrollment is automatic but you must set up your account to access all program features. When you first become eligible, you will receive a welcome email from Experian with a personalized link to access the Experian portal and complete your account set-up.

If you do not receive or misplace your welcome email, contact Experian’s member services team at (855) 797-0052 and they will send you a replacement. If Experian cannot find your eligibility record, please contact UCPath if you are an employee or the Retirement Administration Service Center if you are a retiree.

Identity theft protection program features

Your UC-paid program includes:

  • Credit monitoring, reports and scores: Receive credit reports, scores, and real-time alerts for any changes to your credit report, helping you detect potential identity theft
  • Identity theft insurance and restoration services: Up to $1 million of identity theft insurance and 24/7 restoration services in the unfortunate event of an identity theft
  • Dark web and proactive monitoring: Active scans of the dark web and many other databases for any compromised personal information
  • Device protection and online privacy: A suite of privacy tools to help defend your digital data across all your devices
  • Digital financial management: Financial tools and personalized insights to help you achieve your credit and financial goals

Learn more

For a comprehensive overview, Experian is hosting a morning and afternoon webinar for UC members on Tuesday, March 24, 2026. The one-hour webinars will provide a refresher on the ID theft plan, a demo of the portal, as well as cyber and financial tips and reminders about tax season fraud.

The informational webinar recordings below (from Friday, March 22, 2024) provide additional details about the program.

Your campus benefit team will also be ready to assist you with any questions or concerns.

Retirees

More information