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For retirees: UC coverage and Medicare

Medicare is the federal health insurance program for people 65 and over, and it plays an important role — in coordination with your UC retiree health benefits — in covering your health care costs as you age. 

Enrolling in Medicare: When you are eligible and when you are required to enroll

If you’re like most people, when you turn 65 you will become eligible to enroll in Medicare. If you’re receiving Social Security, Railroad Retirement, or Civil Service income benefits, enrollment in Part A and B is automatic.

Whether you are required to enroll in Medicare when you turn 65 depends on whether you’re an active UC employee, preparing to retire, or retired. To avoid Medicare premium penalties (which can be substantial), make sure you understand the rules that apply to you and your family members.

When you’re ready, What to do if you’re enrolling in Medicare walks you through the process.

How Medicare works

Avoid surprises by learning more about the ins and outs of Medicare.