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UC offers comprehensive retirement benefits — including a choice between a pension and a standalone 401(k)-style account — along with savings programs and educational and counseling resources to help you plan for a secure and rewarding retirement.

Learn more about your eligibility for retirement benefits.

Primary retirement benefits

UC’s primary retirement benefits provide a strong foundation for your income in retirement, with costs shared by you and UC. Your benefits depend on when you were hired or rehired into an eligible position, referred to as your “UC Retirement Plan (UCRP) tier.”

Employees who are not eligible for primary retirement benefits may be eligible to participate in the Defined Contribution Plan (the “DC Plan”) as Safe Harbor participants.

If you were hired into certain police or firefighting positions, your benefits are outlined in the  UCRP Summary Plan Description for Safety Members PDF.

If you were hired or rehired into an eligible position:

On or after July 1, 2016 UC Retirement Choice Between July 1, 2013, and June 30, 2016 UCRP 2013 Tier Before July 1, 2013 UCRP 1976 Tier

Retirement savings plans

The supplemental UC Retirement Savings Program plans — the 403(b), 457(b), and DC Plans — provide options to help you build additional retirement savings. 

Retiree health & home benefits

When you retire or begin receiving disability income under UCRP, you may be eligible to continue your UC-sponsored health, welfare and home insurance coverage. 

Retirement planning resources

Whether you’re new to UC or nearing retirement, UC has resources to help you plan for your financial future.