- Retirees
- Benefits for retirees
- Retiree health & home benefits
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For retirees: Auto, home and renters insurance
Auto, home and renters insurance
Administered by California Casualty
The Auto and Home Insurance Program, underwritten by California Casualty, is available to all eligible faculty, staff, and retirees beginning January 1, 2027.
This program offers auto, home, and renters insurance with exclusive rates, flexible payment options and personalized customer service.
The information below is a summary. Availability may vary by state. Coverages are subject to availability and eligibility.
- Full Full eligibility not available
- Mid Mid eligibility not available
- Core Core eligibility not available
- Retirees Retirees eligibility not available
How to enroll
Beginning Dec 1, 2026, call 888-882-7609 or CalCas.com/UC to learn more, request a quote, and start the enrollment process for coverage in 2027. You must enroll directly with California Casualty (you cannot enroll through UCRAYS).
How the plan works
The auto, home, and renters insurance programs offer exclusive rates, flexible payment options, and special features designed for members of the UC community.
- $0 Collision deductible for an accident with another California Casualty auto policyholder, or for one caused by an uninsured motorist
- Comprehensive deductible waived for windshield star chip repair
- Pay nothing out-of-pocket with a waived deductible if you’re in an accident while driving a rental car (unless it’s a temporary substitute for your own out-of-service vehicle)
- Coverage for temporary living expenses with $0 deductible if your home is uninhabitable following a covered loss
- Up to $500 for lost luggage while in the care of an airline or other commercial carrier
- Rates locked for 12 months
- Flexible payment options while you’re employed by UC, including available summer or holiday skip payment plans. As you transition into retirement, California Casualty will assist those currently using payroll deduction in setting up a convenient alternative payment plan to maintain uninterrupted coverage.
- Discounts such as bundling, good driver, good student, mature driver, etc.
- When your driving record or circumstances improve, California Casualty will lower your rates
California Casualty offers access to additional insurance products and services through a network of trusted partners. Additional insurance options include, but are not limited to:
- Personal Umbrella Liability Coverage
- Earthquake insurance
- Insurance for your classic car (available through California Casualty’s Insurance Partners and Agency Services division), motorcycle, boat or RV
How to file a claim
Report auto, home, or renters claims online at CalCas.com/Claims or call California Casualty’s 24-hour Claims Reporting Line at 888-882-7609.
If an accident, loss, or property damage occurs, ensure everyone’s safety, document the incident or damage with photos and relevant details, and submit your claim as soon as possible. A claims representative will guide you through the process, explain your coverage, and coordinate any covered repairs or services.
Learn more: Beginning Dec. 1, 2026
Beginning Dec 1, 2026, call 888-882-7609 or CalCas.com/UC