Eligibility
Who's eligible: Employees with Full, Mid-Level or Core benefits and retirees
Who’s covered: You and your family members
Who pays the premium: You
How the Plan Works
- Call ARAG® Customer Care when you have a legal matter.
- Customer Care will walk you through your options and assist you with your search for a network attorney.
- Meet with your network attorney either over the phone or in person to begin resolving your legal issue.
What the Plan Covers
- New for 2023:
- Estate Planning: Funding a trust and trust dispute
- Secondary Residence: Foreclosure, neighbor disputes, property tax, zoning & variances, building codes, easements
- Other Miscellaneous: Qualified Domestic Relations Orders, paternity – defense & establishment, mediation costs, eviction – primary residence, driving restoration – DWI
- Legal advice, representation and preparation or review of documents in-office from an ARAG Network Attorney
- Legal advice via phone from ARAG’s nationwide network of telephone attorneys
- Estate planning documents including wills, trusts, powers of attorney and healthcare directive
- Coverage for uncontested divorce is paid in full; contested divorce, separation and annulment have a 25-hour coverage limit
- Family legal matters including child support, visitation and/or alimony, adoption, guardianship/conservatorship and name change
- Diversity and Inclusion services including domestic partnership agreements, funeral directives, hospital visitation rights and gender-identifier changes on government-issued documents
- Identity theft protection services including: Credit monitoring, internet identity surveillance, child identity monitoring, full-service identity restoration, and identity theft insurance
- Consumer protection issues including personal bankruptcy, debt collection defense and legal representation for enforcement of warranties or promises in connection with lease or purchase of goods or services
- Defense of traffic offenses, including traffic tickets
- Drivers license suspension, renovation and restoration
- Tax planning including consultation on federal and state personal income taxes, assistance with tax audits, help with reducing property tax assessments and credit record correction
- Administrative hearings, which includes legal assistance with administrative hearings related to primary and secondary schools; building code or permit violations; property zoning, variances and easements; Social Security, veterans, or Medicare benefits; mental incompetency or infirmity proceedings
- Domestic violence protection including legal services for the insured to obtain a protective order related to domestic violence when the opposing party is not covered under the same policy
- Defense of misdemeanor charges such as trespassing, public intoxication, and vandalism
- General In-Office — Six (6) hours of attorney time per family per certificate year for advice, negotiation and service for personal legal matters that are not covered or excluded; includes immigration or sale/purchase of a residence
- Online legal tools and resources, such as DIY Docs® that enable you to create documents like a standard will, power of attorney, child medical authorization, HIPAA authorization, contractor agreement and more
Plan Costs
| Monthly Cost for Faculty/Staff | |
|---|---|
| Self | $10.87 |
| Self plus adult | $14.95 |
| Self plus child(ren) | $14.95 |
| Self plus adult plus child(ren) | $16.31 |
| Monthly Cost for Retirees | |
|---|---|
| Self | $11.59 |
| Self plus adult | $13.95 |
| Self plus child(ren) | $13.95 |
| Self plus adult plus child(ren) | $16.31 |