- Employee benefits
- Home & family
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Legal insurance
Legal insurance
Administered by ARAG
UC’s voluntary legal insurance through ARAG provides access to over 15,000 network attorneys nationwide to assist with legal matters like creating wills, estate planning, marriage, buying a home, and much more.
The information below is a summary. See plan documents for details.
New benefits for 2025 include enhanced identity theft protection:
- Add cash recovery associated with restoring identity
- Add up to four senior family members for identity theft monitoring services, full-service identity restoration, lost wallet services and identity theft insurance
- Full Full eligibility available
- Mid Mid eligibility available
- Core Core eligibility available
- Retirees Retirees eligibility available
On this page:
Premium costs
If you choose to enroll, you pay the premium for coverage for yourself and anyone you choose to cover. Your cost depends on who you cover.
| Self | $10.87 |
| Self plus adult | $14.95 |
| Self plus child(ren) | $14.95 |
| Self plus adult plus child(ren) | $16.31 |
| Self | $11.59 |
| Self plus adult | $13.95 |
| Self plus child(ren) | $13.95 |
| Self plus adult plus child(ren) | $16.31 |
How to enroll
You may enroll in legal insurance through your online benefits account during your Period of Initial Eligibility (PIE) or UC’s annual open enrollment period.
How the plan works
Call ARAG® Customer Care at 800-828-1395 when you have a legal matter. A representative will walk you through your options and assist you with finding a network attorney. You can meet with your network attorney over the phone or in-person to begin resolving your legal issue.
- Legal advice, representation and preparation or review of documents in-office from an ARAG Network Attorney
- Legal advice via phone from ARAG’s nationwide network of telephone attorneys
- Estate planning documents including wills, trusts, powers of attorney and healthcare directives
- Coverage for uncontested divorce is paid in full; contested divorce, separation and annulment have a 25-hour coverage limit
- Family legal matters including child support, visitation and/or alimony, adoption, guardianship/conservatorship and name change
- Estate planning: Funding a trust and trust dispute
- Secondary residence: Foreclosure, neighbor disputes, property tax, zoning & variances, building codes, easements
- Diversity and inclusion services including domestic partnership agreements, funeral directives, hospital visitation rights and gender-identifier changes on government-issued documents
- Identity theft protection services including credit monitoring, internet identity surveillance, child identity monitoring, full-service identity restoration, and identity theft insurance
- Consumer protection issues including personal bankruptcy, debt collection defense and legal representation for enforcement of warranties or promises in connection with lease or purchase of goods or services
- Defense of traffic offenses, including traffic tickets
- Drivers license suspension, renovation and restoration
- Tax planning including consultation on federal and state personal income taxes, assistance with tax audits, help with reducing property tax assessments and credit record correction
- Administrative hearings, including legal assistance with administrative hearings related to primary and secondary schools; building code or permit violations; property zoning, variances and easements; Social Security, veterans, or Medicare benefits; mental incompetency or infirmity proceedings
- Domestic violence protection including legal services for the insured to obtain a protective order related to domestic violence when the opposing party is not covered under the same policy
- Defense of misdemeanor charges such as trespassing, public intoxication, and vandalism
- Other miscellaneous: Qualified Domestic Relations Orders, paternity – defense & establishment, mediation costs, eviction – primary residence, driving restoration – DWI
- General in-office — Six (6) hours of attorney time per family per certificate year for advice, negotiation and service for personal legal matters that are not covered or excluded; includes immigration or sale/purchase of a residence
- Online legal tools and resources such as DIY Docs® that enable you to create documents like a standard will, power of attorney, child medical authorization, HIPAA authorization, contractor agreement and more
Plan documents
More information
- ARAG customer service: 800-828-1395
- ARAG Legal website
- What is ARAG Legal Insurance? (video)
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- Beneficios de salud y vivienda para retirados
- Opción de Retiro de la UC (nivel 2016) si no está sujeto a PEPRA
- Plan de Jubilación de la UC, nivel 1976
- Plan de Jubilación de la UC, nivel 2013
- Programa de Ahorros para la Jubilación
- Programa de Opción de Jubilación de la UC (nivel 2016 del UCRP)
- Visión
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- A new employee
- Adding a family member to your insurance
- Adopting a child
- Applying for disability
- Changing jobs within UC
- Changing your address
- Enrolling in Medicare
- Establishing a domestic partnership
- Facing a layoff
- Getting married
- Going on military leave
- Having a baby
- Laid off temporarily
- Leaving UC employment
- Lo despiden temporalmente
- Preparing for retirement
- Removing a family member from insurance
- Taking a furlough
- Taking a leave of absence
- Taking a sabbatical
- Taking paid leave
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- Affordable Care Act
- Behavioral health benefits
- COBRA
- Coverage for COVID-19 tests
- Emergency resources from UC’s benefit plans
- Health coverage outside the U.S.
- Health Insurance Portability and Accountability Act of 1996 (HIPAA) Notification for Medical Program Eligibility
- Making changes to your disability, life and AD&D insurance
- Premium assistance under Medicaid and the Children’s Health Insurance Program (CHIP)
- Resolving disputes
- Tax savings accounts: Know your options
- Taxes and your benefits
- Telehealth
- Terms and conditions
- Transgender and nonbinary health benefits
- University of California Healthcare Plan Notice of Privacy Practices – Self-Funded Plans
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