Eligibility

Who's eligible: Employees with Full, Mid-Level and Core benefits

Who’s covered: You and your family members

Who pays: You

You set aside money for your flexible spending account (FSA) from your paycheck before taxes are taken out. The Health FSA is intended for eligible health care expenses for you and your eligible family members.

WEX Health is the administrator for the FSA plans.

New for 2024

The maximum contribution to the Health FSA will be $3,050 in 2024. The carryover maximum is $640 for the 2024 Plan Year. Unused balances up to $640 will be carried over from 2024 to 2025 and will be available to participants in the first week of January 2025. 

How to enroll

Newly hired employees, newly benefit-eligible employees and those experiencing a qualifying life event can enroll in the DepCare and/or Health FSA for the current year through their UCPath online account during their Period of Initial Eligibility.

 

  • You must enroll annually, usually during a period of eligibility or during Open Enrollment, to participate. 
  • You specify an amount to be taken from your paycheck each month and deposited in your Health FSA.
  • Use the debit card issued by WEX Health to pay for eligible expenses. In many cases, you won't be required to submit additional documentation to substantiate the expense.
  • If you pay eligible expenses out of pocket, submit a claim form and appropriate documentation of these expenses to WEX HealthWEX Health will then reimburse you from the funds in the appropriate account. Generally, you must submit claims by April 15 of the following year to receive reimbursement. 
  • Because the FSA contributions are deducted from your paycheck before taxes are withheld, your taxable income is reduced, and you save money on taxes. Your savings will depend on your particular tax situation.
  • Generally, FSA contributions cannot be changed during the year unless you experience a qualifying event. The IRS defines qualifying events and allowed changes. 
UC's Limited Purpose Flexible Spending Account (LPFSA) is available to you if you meet all of the following criteria:
  • Are eligible for the Faculty/Staff Benefits program
  • Participated in the Health FSA during a plan year and end the year with a carry-over balance greater than $25 
  • Enroll in the UC Health Savings Plan for the following plan year

If you are eligible, the LPFSA account will be created for you automatically and the balance of your Health FSA that is eligible for carry-over will be placed in the LPFSA. The following rules apply:

  • Contributions are limited to the Health FSA balance; you may not contribute additional funds
  • Generally, eligible expenses are restricted to dental, vision and preventive care services
  • Participation is limited to one year
  • You may not re-enroll in the LPFSA for a subsequent plan year
  • Any balance remaining in the LPFSA at the end of the run-out period for the plan year is forfeited