- Employee benefits
- Health & welfare
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Health flexible spending account (FSA)
Health flexible spending account (FSA)
Administered by: WEX Health
You set aside money for your health flexible spending account (FSA) from your paycheck before taxes are taken out, and use the funds for health care expenses for you and your eligible family members.
Interested in saving for child or elder care expenses? Check out the dependent care FSA.
- Full Full eligibility available
- Mid Mid eligibility available
- Core Core eligibility available
- Retirees Retirees eligibility available
How to enroll
Newly hired employees, newly benefit-eligible employees and those experiencing a qualifying life event can enroll through their UCPath online account during their Period of Initial Eligibility.
You must re-enroll during Open Enrollment (from Oct. 31 to Nov. 22, 2024) if you want to continue participating. Enrollment does not continue automatically from year to year.
How the plan works
You contribute up to the IRS limit each year ($3,050 in 2024, increasing to $3,200 in 2025) to use for qualifying health expenses. Your FSA contributions are deducted from your paycheck before taxes are withheld, which reduces your taxable income and saves you money on taxes (depending on your situation).
The Health FSA is a use-it-or-lose-it plan, but you may carry over a certain amount each year. You’ll lose any money over the carryover amount that you haven’t spent on eligible expenses by the end of the year, and claimed by the deadline.
The carryover amount for 2024 is $640, and the deadline to submit claims is April 15, 2025. For 2025, the carryover amount is $660 and the deadline to submit claims is April 15, 2026.
- You can pay for eligible expenses with your WEX Health debit card. (If you also have a dependent care FSA, you can use the same card for both accounts.) In many cases, you won’t be required to submit additional documentation.
- If you pay eligible expenses out of pocket, you can submit your claim and appropriate documentation online or through the WEX app and you’ll be reimbursed.
- Generally, FSA contributions cannot be changed during the year unless you experience a qualifying event. See the plan booklet for information on qualifying events and allowed changes as defined by the IRS.
- You must re-enroll annually during Open Enrollment to continue participating the following plan year.
UC’s Limited Purpose Flexible Spending Account (LPFSA) is available to you if you meet all of the following criteria:
- You are eligible for the Faculty/Staff Benefits program.
- You participated in the Health FSA and have a carryover balance greater than $25 at the end of the year.
- You enroll in the UC Health Savings Plan for the following plan year.
If you are eligible, the LPFSA account will be created for you automatically and the balance of your Health FSA that is eligible for carry-over will be placed in the LPFSA. The following rules apply:
- Contributions are limited to the Health FSA balance; you may not contribute additional funds.
- Generally, eligible expenses are restricted to dental, vision and preventive care services.
- Participation is limited to one year; you may not re-enroll in the LPFSA for a subsequent plan year.
- Any balance remaining in the LPFSA at the end of the run-out period for the plan year is forfeited.
For more information, see the Health FSA Summary Plan Description PDF
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- Beneficios de salud y vivienda para retirados
- Opción de Retiro de la UC (nivel 2016) si no está sujeto a PEPRA
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- Open Enrollment for 2025 benefits: Frequently asked questions
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