2022 Open Enrollment

8 a.m., Oct. 28 to 5 p.m., Friday, Nov. 19, 2021

Check out this year's choices, changes and costs. Remember: You must re-enroll in your FSA every year during Open Enrollment.

Your 2020 FSA balances

Dependent Care FSA: As of Aug. 2, 2021, WEX has lifted the hold on 2020 Dependent Care FSAs.  Participants can log in to the WEX website to review their balances and to file their 2020 dependent care claims. Under the extended grace period for pandemic relief, claims for services incurred in 2020 must be filed by Dec. 31, 2021. WEX has posted a message in their portal to alert participants that their DepCare account balance is now available.

Health FSA: If you were enrolled in the Health FSA through the end of 2020 and again in 2021, the full remaining balance of your unused Health FSA funds has been carried over from the 2020 plan year to the 2021 plan year (not limited to $550 as announced last year). This may include amounts carried forward from the 2019 plan year that you didn't use in 2020.

If you were enrolled through the end of 2020 with a carryover balance of $25 or greater but you did not enroll in the Health FSA in 2021, you’re also eligible for a carryover. Check your email for instructions from WEX on how to create and log in to a WEX online account, and your mail for a WEX debit card.

Eligibility

Who's eligible: Employees with Full, Mid-Level and Core benefits
Academic Student Employees and Graduate Student Researchers are eligible for DepCare FSA 

Who’s covered: You and your family members

Who pays: You

You set aside money for your flexible spending account (FSA) from your paycheck before taxes are taken out. The Dependent Care (DepCare) FSA is intended for eligible caregiving expenses for your child (up to age 13) or eligible adult dependent. The Health FSA is intended for eligible medical expenses for you and your eligible family members.

WEX Health (formerly known as Discovery Benefits) is the administrator for the FSA and COBRA plans, effective Jan. 1, 2021. If you enrolled in an FSA for 2021, you should have received a new debit card from WEX Health, which can be used for both Health FSA and DepCare expenses.

The FSA debit card issued by WageWorks is no longer active and access to WageWorks online accounts has been discontinued.

Extended COVID-19 relief for UC's Flexible Spending Accounts

In response to the 2021 Consolidated Appropriations Act and American Rescue Plan Act, UC has approved some important temporary changes to allow employees:

  • More time to use FSA contributions for 2020 or 2021
  • The opportunity (through Oct. 29, 2021) to enroll in an FSA or make changes to 2021 elections
  • An increase in the DepCare FSA annual contribution maximum for 2021 to $10,500 and the flexibility to use 2020 funds for a child who turns 13 during 2020 or 2021

Read the full story and answers to frequently asked questions.

  • You must enroll annually, usually during a period of eligibility or during Open Enrollment, to participate. There is an additional opportunity to enroll this year as part of COVID-19 relief.
  • You specify an amount to be taken from your paycheck each month and deposited in your Health FSA and/or your Dependent Care FSA.
  • Use the debit card issued by WEX Health to pay for eligible expenses. In many cases, you won't be required to submit additional documentation to substantiate the expense.
  • If you pay eligible expenses out of pocket, submit a claim form and appropriate documentation of these expenses to WEX HealthWEX Health will then reimburse you from the funds in the appropriate account. Generally, you must submit claims by April 15 of the following year to receive reimbursement. See news about this year's deadline extensions as part of COVID-19 relief.
  • Because the FSA contributions are deducted from your paycheck before taxes are withheld, your taxable income is reduced, and you save money on taxes. Your savings will depend on your particular tax situation.
  • Generally, FSA contributions cannot be changed during the year unless you experience a qualifying event. The IRS defines qualifying events and allowed changes. See news about this year's option to make changes to your contributions as part of COVID-19 relief.

The DepCare FSA allows you to pay for eligible expenses for care of your child (generally up to age 13, with a limited extension to this age limit as part of COVID-19 relief) or eligible adult dependent. You determine how much you want taken from your monthly paycheck(s), from a minimum of $180 per plan year up to the lesser of:

  • $10,500 for 2021 or
  • Your total earned income
  • Your spouse's total earned income
  • If your spouse is incapable of self-care or is a full-time student, you may claim up to $2,400 for one dependent or $4,800 if you claim two or more dependents.

If your spouse is also eligible to participate in a dependent care FSA, your combined contributions should not exceed the maximums stated above. Remember that you forfeit any money you don't use; so calculate your contributions carefully.

As part of COVID-19 relief, the grace period for the 2020 DepCare plan year has been extended to 12 months after the end of the 2020 plan year. The grace period for 2020 will end Dec. 31, 2021. The run-out period will extend to Jan. 31, 2022. Therefore, funds contributed in plan year 2020 can be used for reimbursement of claims incurred in calendar years 2020 and 2021, and claims must be submitted by Jan. 31, 2022. 

Similarly, the grace period for the 2021 DepCare plan year is extended to 12 months after the end of the 2021 plan year. The grace period for 2021 will end Dec. 31, 2022. The run-out period will extend to Jan. 31, 2023. Therefore, funds contributed in plan year 2021 can be used for reimbursement of claims incurred in calendar years 2021 and 2022 and claims must be submitted by January 31, 2023.

Learn more about deadline extensions.

The Health FSA allows you to pay for eligible medical expenses for you and your eligible family members. For 2021, you may contribute a maximum of $2,750. If both you and your spouse are UC employees, you may each contribute up to $2,750.

New COVID-19 relief provisions allow you to carry over the full remaining balance of unused Health FSA funds from 2020 to 2021 (see above) and from 2021 to 2022 — provided you have at least a $25 balance. This may include amounts carried forward from the 2019 plan year that went unused in 2020 and amounts carried forward from the 2020 plan year that went unused in 2021.

The carryover amount does not count against your Health FSA election for the following plan year. You may still elect the maximum of $2,750 per plan year.

Enrolling in the UC Health Savings Plan

If you would like to enroll in the UC Health Savings Plan for 2022, you must have a zero balance in your Health FSA as of Dec. 31, 2021, or forfeit the remaining funds in your account.