Administered by Anthem Blue Cross (medical) and Navitus (pharmacy)

UC High Option is a Medicare supplement plan, covering costs Medicare does not cover.

How the plan works

  • You must use Medicare providers; providers who accept Medicare assignment cost less.
  • For services covered by Medicare, Medicare benefits are primary and then the benefits of this plan are calculated to coordinate up to the Medicare allowed amount.
  • You pay the deductible ($50 per member) for the non-Medicare-covered services that the plan covers.
  • Behavioral health benefits are provided by Medicare and Anthem Blue Cross. Members are covered for outpatient services not covered by Medicare from all in- and out-of-network licensed behavioral health providers, including psychiatrists, psychologists, MFTs and MFCCs. Please check with your provider to be sure they are available under this plan.
  • Call the Anthem Health Guide to learn about your benefits outside of the United States, Puerto Rico, and U.S. Virgin Islands, provided through the Blue Cross Blue Shield Global Core® Program. The Global Core service center is available 24 hours a day, seven days a week at (800) 810-BLUE (2583), or you can call them collect at (804) 673-1177. 

Best fit for you if:

  • You are willing to pay higher premiums for nearly 100% coverage
  • You want direct access to Medicare providers without the need for referrals

Plan costs

2023 retiree plan costs chart»

Moving outside California?

UC offers a Medicare Coordinator Program (administered by Via Benefits) to retirees and to families whose members are all eligible for or enrolled in Medicare and live in a state outside California.