- Employee benefits
- Understanding your benefits
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Eligibility
Eligibility
Before you enroll in benefits, explore what UC offers you and your family. UC offers the same benefits for employees who are represented by a union and those who are not, but specific features and costs are negotiated between UC and your union. Check your bargaining unit’s contract for details.
Sign in to your benefit accounts to confirm your eligibility and enroll:
- Retirement benefits — sign in to your NetBenefits account
- Health and welfare benefits — sign in to your UCPath account
Not a faculty or staff employee? Check out information about benefits eligibility for retirees, residents and fellows or postdoctoral scholars. Academic student employees are eligible for the Dependent Care Flexible Spending account for academic student employees, along with their health care coverage through the UC Student Health Insurance Plan (UC SHIP).
Primary retirement benefits eligibility
You qualify for UC’s primary retirement benefits if you:
• Are appointed to work in an eligible faculty or staff position at least 50% of the time for a year or more or
• Complete 1,000 hours in an eligible faculty or staff position within a rolling 12-month period (750 hours in certain instances).1
Health and welfare benefits packages
UC offers three benefits packages for faculty and staff — Full, Mid-Level and Core. Here are the rules for each level of eligibility, depending on the type of appointment you have.
You are eligible for Full Benefits if you:
- Are appointed to work in a retirement-eligible position at least 50% of the time for a year or more2 or
- Complete 1,000 hours in a retirement-eligible position within a rolling 12-month period (750 hours for represented lecturers)
You are eligible for Mid-Level Benefits if:
- You are appointed to work 100% of the time for at least three months but for less than one year or
- You are appointed to work at least 50% of the time for a year or more in a position that does not qualify you for the primary retirement benefits noted above.
- You are a rehired staff retiree or return to active duty academic, depending on the timing and circumstances of your rehire. See the Returning Retiree Benefits Checker to determine your eligibility.
You are eligible for Core Benefits if you are appointed to work at least 43.75% of the time.
You are eligible for Core Benefits if you are appointed to work at least 75% of the time for at least three months.
Overview of Full, Mid and Core benefits
UC offers medical and other benefits — including some fully paid by UC and some optional coverage paid for by employees — as part of the Full, Mid or Core benefits packages.
Check out the table below to understand the differences.
| Benefit | Full | Mid | Core |
|---|---|---|---|
| Medical | UC contribution to your choice of plans | UC contribution to your choice of plans | UC contribution to HealthSavings+ plan |
| Dental | Choice of UC-paid plans | No | No |
| Vision | UC-paid plan | No | No |
| Life | UC-paid basic coverage; employee-paid extras | UC-paid basic coverage; employee-paid extras | UC-paid basic coverage; extra coverage not available |
- Adoption assistance
- Disability insurance (basic)
- Family care resources
- Identity theft protection
- Business travel accident insurance
Your family’s eligibility
If you’re eligible for UC health & welfare benefits, you may be able to add your eligible family members for coverage in the plans below:
- Medical
- Dental
- Vision
- Accident, critical illness and hospital indemnity
- AD&D
- Legal
UC requires anyone who enrolls family members in any UC plan to provide documents to verify their family members’ eligibility for coverage. Learn more about the family member eligibility verification process, administered for UC by UnifyHR.
See below for details about eligible family members, including specific requirements and exceptions:
A legally separated or divorced spouse is not eligible for UC‑sponsored coverage.
A domestic partnership is eligible if it is:
- Registered with the state of California or
- A valid union, other than a marriage, entered into in another jurisdiction and recognized in California as substantially equivalent to a California registered domestic partnership or
- Unregistered, but meets all of the following criteria:
- Parties must be each other’s sole domestic partner in a long‑term, committed relationship and must intend to remain so indefinitely
- Neither party may be legally married or be a partner in another domestic partnership
- Parties must not be related to each other by blood to a degree that would prohibit legal marriage in the State of California
- Both parties must be at least 18 years old and capable of consenting to the relationship
- Both parties must be financially interdependent
- Parties must share a common residence
- Eligible to age 26
- For a domestic partner’s child to be eligible, the domestic partnership must meet the requirements above
- To be eligible, the grandchild must meet all of the following criteria:
- Up to age 26
- Unmarried
- Living with you
- Supported by you or your spouse/domestic partner (50% or more)
- Claimed as a tax dependent by you or your spouse/domestic partner
- For a domestic partner’s grandchild to be eligible, the domestic partnership must meet the requirements above
To be eligible, the legal ward must meet all of the following criteria:
- Up to age 18
- Unmarried
- Living with you
- Supported by you or your spouse/domestic partner (50% or more)
- Claimed as a tax dependent by you or your spouse/domestic partner
Footnotes
- If you’re a member of the Non-Senate Instructional Unit, you qualify for participation in the Retirement Choice Program after working 750 hours in an eligible position within a 12-month period. ↩︎
Manage your benefits
Benefits guides and plan documents
See benefits info for:
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- Beneficios de salud y vivienda para retirados
- Plan de JubilaciĂłn de la UC, nivel 1976
- Plan de JubilaciĂłn de la UC, nivel 2013
- Programa de Ahorros para la JubilaciĂłn
- Programa de OpciĂłn de JubilaciĂłn de la UC (nivel 2016 del UCRP)
- Programa de Opción de Retiro de la UC (nivel 2016) si no está sujeto a PEPRA
- VisiĂłn
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- A new employee
- Adding a family member to your insurance
- Adopting a child
- Applying for disability
- Changing jobs within UC
- Changing your address
- Enrolling in Medicare
- Establishing a domestic partnership
- Facing a layoff
- Getting married
- Going on military leave
- Having a baby
- Laid off temporarily
- Leaving UC employment
- Lo despiden temporalmente
- Preparing for retirement
- Removing a family member from insurance
- Taking a furlough
- Taking a leave of absence
- Taking a sabbatical
- Taking paid leave
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- Affordable Care Act
- Behavioral health benefits
- COBRA
- Coverage for COVID-19 tests and vaccines
- Emergency resources from UC’s benefit plans
- Health coverage outside the U.S.
- Health Insurance Portability and Accountability Act of 1996 (HIPAA) Notification for Medical Program Eligibility
- Making changes to your disability and life insurance
- Premium assistance under Medicaid and the Children’s Health Insurance Program (CHIP)
- Resolving disputes
- Tax savings accounts: Know your options
- Taxes and your benefits
- Telehealth
- Terms and conditions
- Transgender and nonbinary health benefits
- University of California Healthcare Plan Notice of Privacy Practices – Self-Funded Plans
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