Time away from work for a pregnancy, illness or unexpected injury could mean months without a paycheck. While UC’s employer-paid disability insurance offers some protection – a benefit capped at $800 per month for six months – it probably won’t be enough to cover your expenses. For a modest monthly premium, additional disability insurance can replace much more of your income, for increased financial security when you need it most.
These benefits, in conjunction with state-mandated Workers' Compensation and Social Security disability benefits (along with UC Retirement Plan (UCRP) disability income for eligible employees) create a comprehensive safety net to protect employees from loss of wages due to disability (including pregnancy disability).
UC provides basic life insurance at no cost for most employees. Additional insurance for you and your family members is available for a monthly premium.
For a small monthly premium, you may enroll in AD&D coverage.