- Retirees
- Benefits for retirees
- Retiree health & home benefits
-
Retiree vision
Retiree vision
Administered by VSP Vision Care
- Full Full eligibility available
- Mid Mid eligibility available
- Core Core eligibility available
- Retirees Retirees eligibility available
On this page:
Premium costs
Retirees pay the full cost of the premium for vision insurance.
| 2024 Monthly Cost | |
|---|---|
| Retiree Only | $11.61 |
| Retiree + Child(ren) | $22.15 |
| Retiree + One Adult | $21.96 |
| Retiree + Family | $27.12 |
How to enroll
Retirees may enroll in vision insurance during UC’s annual open enrollment period.
How the plan works
The allowances and copays below apply to providers within the VSP Advantage network. Check out vsp.com to find your VSP network doctor. If you choose to see an out-of-network provider, you’ll likely pay higher out-of-pocket costs and need to submit a claim.
- One vision examination per calendar year — including testing and analysis of eye health and any necessary prescriptions for lenses or contact lenses. You pay a $10 copay.
- One set of corrective lenses per calendar year — including single vision, bifocal, trifocal, standard progressive or other complex glass or plastic lenses. Photo-chromatic lenses, tints and polycarbonate lenses are fully covered if you use a provider in the VSP network. You pay a $25 copay.
- One set of frames every other calendar year up to $160.
- Maximum contact lens benefit of $160 for lenses, with the exam covered separately with a copay of up to $60. If you choose elective contact lenses, frames and corrective lenses cannot be covered in the same calendar year. The full cost is covered if contact lenses are medically necessary and you use a VSP provider. Generally, contacts are covered for those who have had cataract surgery, have extreme acuity problems that cannot be corrected with glasses or have some conditions of anisometropia or keratoconus.
- You may also purchase annual supplies of select contact lenses at a reduced cost. Talk to your VSP provider or see the VSP website for additional details.
- Discounts on laser corrective vision surgery through VSP-contracted laser centers. Call VSP for more information.
- Eye care services for Type 1 diabetics through the VSP Primary Eyecare Plan. Contact a VSP doctor for more information.
- If you use a VSP network doctor or provider, you pay only the required copays for covered services and the cost of any services or materials beyond the allowance.
- Additional discounts are available for services the plan doesn’t cover, including:
- 30% discount on additional pairs of glasses, including sunglasses, if purchased from the VSP doctor who provides the member’s eye exam on the same day as the exam.
- 20% discount for additional pairs of prescription glasses purchased within 12 months following the last covered eye exam if purchased from the VSP doctor who provided the exam.
- 15% discount for contact lens fittings or adjustments.