- Retirees
- Benefits for retirees
- Retiree health & home benefits
- Medical plans for retirees
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Retiree medical plan costs
Retiree medical plan costs
The 2025 monthly costs for medical coverage below apply to retirees eligible for 100% of the UC/employer contribution toward the premium for each plan.
If you are subject to graduated eligibility and, therefore, not eligible for the maximum UC/employer contribution, your costs may be higher than those listed below. The Retiree Health Plan Premium Estimator can help you understand what your share of your retiree medical premium might be. The estimator will be updated with 2026 premium costs on Wednesday, Oct. 29, 2025. Please sign in to your UCRAYS account to see your actual costs.
Your plan cost appears as a deduction on your UCRP benefit direct deposit statement or check.
| Medicare Plan | Self in Medicare | Self + Adult or Self + Child(ren) Both in Medicare | Self + Adult + Child(ren) All in Medicare | |
|---|---|---|---|---|
| Kaiser Permanente Senior Advantage | Your Premium | $0.00 | $0.00 | $0.00 |
| Medicare Part B Reimbursement | $174.70 | $349.40 | $524.10 | |
| UC High Option Supplement to Medicare (Anthem) | Your Premium | $300.15 | $600.30 | $900.45 |
| Medicare Part B Reimbursement | $0.00 | $0.00 | $0.00 | |
| UC Medicare Choice (UnitedHealthcare) | Your Premium | $42.47 | $84.94 | $127.41 |
| Medicare Part B Reimbursement | $0.00 | $0.00 | $0.00 | |
| UC Medicare PPO (Anthem) | Your Premium | $92.10 | $184.20 | $276.30 |
| Medicare Part B Reimbursement | $0.00 | $0.00 | $0.00 | |
| UC Medicare PPO without Prescription Drugs (Anthem) | Your Premium | $0.00 | $0.00 | $0.00 |
| Medicare Part B Reimbursement | $174.70 | $349.40 | $524.10 |
Medicare Part B reimbursement may apply if your premium cost is $0.00. Part B reimbursement is based on a Medicare Part B premium of $174.70 per person. Reimbursements vary and are added automatically to your monthly retirement payment.
| Non-Medicare/ Medicare Plans | Self + Adult 1 Adult in Medicare | Self + Child(ren) Adult in Medicare | Self + Adult + Child(ren) 1 Adult in Medicare | Self + Adult + Child(ren) 2 Adults in Medicare | |
|---|---|---|---|---|---|
| CORE/ UC Medicare PPO | Your Premium | $272.75 | $188.58 | $369.23 | $280.68 |
| Medicare Part B Reimbursement | $0.00 | $0.00 | $0.00 | $0.00 | |
| Kaiser Permanente/ Senior Advantage | Your Premium | $97.38 | $0.00 | $270.58 | $0.00 |
| Medicare Part B Reimbursement | $0.00 | $26.37 | $0.00 | $225.94 | |
| UC Blue & Gold/ UC Medicare Choice | Your Premium | $434.05 | $284.50 | $676.08 | $326.97 |
| Medicare Part B Reimbursement | $0.00 | $0.00 | $0.00 | $0.00 | |
| UC Care/ UC Medicare PPO | Your Premium | $679.49 | $476.53 | $1,063.92 | $568.63 |
| Medicare Part B Reimbursement | $0.00 | $0.00 | $0.00 | $0.00 |
Medicare Part B reimbursement may apply if your premium cost is $0.00. Part B reimbursement is based on a Medicare Part B premium of $174.70 per person. Reimbursements vary and are added automatically to your monthly retirement payment.
| Plan | Self | Self + Child(ren) | Self + Adult | Self + Adult + Child(ren) |
|---|---|---|---|---|
| CORE (Anthem) | $120.61 | $217.09 | $301.26 | $397.74 |
| Kaiser Permanente — California | $216.50 | $389.70 | $513.45 | $686.65 |
| UC Blue & Gold (Health Net) | $302.53 | $544.56 | $694.11 | $936.14 |
| UC Care (Anthem) | $480.54 | $864.97 | $1,067.93 | $1,452.36 |
| UC Health Savings Plan (Anthem) | $390.63 | $703.13 | $879.12 | $1,191.62 |
| Plan | Self | Self + Child(ren) | Self + Adult | Self + Adult + Child(ren) |
|---|---|---|---|---|
| CORE (Anthem) | $73.02 | $131.43 | $213.67 | $272.08 |
| Kaiser Permanente — California | $93.84 | $168.91 | $277.42 | $352.49 |
| UC Blue & Gold (Health Net) | $126.72 | $228.10 | $351.78 | $453.16 |
| UC Care (Anthem) | $312.83 | $563.09 | $741.80 | $992.06 |
| UC Health Savings Plan | $94.75 | $170.55 | $296.65 | $372.45 |