Retirement

UC’s primary retirement benefits provide a strong foundation for your income in retirement, with costs shared by you and UC. Your benefits depend on when you were hired or rehired into an eligible position, referred to as your “UC Retirement Plan (UCRP) tier.”

Employees who are not eligible for primary retirement benefits may be eligible to participate in the Defined Contribution Plan (the “DC Plan”) as Safe Harbor participants.

If you were hired into certain police or firefighting positions, your benefits are outlined in the  UCRP Summary Plan Description for Safety Members PDF.

The supplemental UC Retirement Savings Program plans — the 403(b), 457(b), and DC Plans — provide options to help you build additional retirement savings. 

When you retire or begin receiving disability income under UCRP, you may be eligible to continue your UC-sponsored health, welfare and home insurance coverage. 

Whether you’re new to UC or nearing retirement, UC has resources to help you plan for your financial future.