- Employee benefits
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Auto, home and renters insurance
Auto, home and renters insurance
Administered by California Casualty
The Auto and Home Insurance Program, underwritten by California Casualty, is available to all eligible faculty, staff, and retirees beginning January 1, 2027.
This program offers auto, home, and renters insurance with exclusive rates, flexible payment options including payroll deduction, and personalized customer service.
The information below is a summary. Availability may vary by state. Coverages are subject to availability and eligibility.
- Full Full eligibility available
- Mid Mid eligibility available
- Core Core eligibility available
- Retirees Retirees eligibility available
How to enroll
Beginning Dec 1, 2026, call 888-882-7609 or CalCas.com/UC to learn more, request a quote, and start the enrollment process for coverage in 2027.
How the plan works
The auto, home, and renters insurance programs offer exclusive rates, convenient payroll-deduction payments, and special features designed for members of the UC community.
- Up to $1,000 coverage for personal property used for school or business while in your vehicle (including up to $500 for any non-electronic property)
- $0 Collision deductible for an accident with another California Casualty auto policyholder, or for one caused by an uninsured motorist
- Comprehensive deductible waived for windshield star chip repair
- Pay nothing out-of-pocket with a waived deductible if you’re in an accident while driving a rental car (unless it’s a temporary substitute for your own out-of-service vehicle)
- While you’re employed by UC: Pay nothing out-of-pocket with a waived deductible if your vehicle is vandalized or hit while parked on campus.
- Coverage for temporary living expenses with $0 deductible if your home is uninhabitable following a covered loss
- Up to $500 for lost luggage while in the care of an airline or other commercial carrier
- While you’re employed by UC: Up to $3,000 personal property coverage for instructional materials and work-related laptops
- Rates locked for 12 months
- Flexible payment options while you’re employed by UC, including available summer or holiday skip payment plans. As you transition into retirement, California Casualty will assist those currently using payroll deduction in setting up a convenient alternative payment plan to maintain uninterrupted coverage.
- Discounts such as bundling, good driver, good student, mature driver, etc.
- When your driving record or circumstances improve, we will lower your rates
California Casualty offers access to additional insurance products and services through a network of trusted partners. Additional insurance options include, but are not limited to:
- Personal Umbrella Liability Coverage
- Earthquake insurance
- Insurance for your classic car (available through California Casualty’s Insurance Partners and Agency Services division), motorcycle, boat or RV
How to file a claim
Report auto, home, or renters claims online at CalCas.com/Claims or call California Casualty’s 24-hour Claims Reporting Line at 888-882-7609.
If an accident, loss, or property damage occurs, ensure everyone’s safety, document the incident or damage with photos and relevant details, and submit your claim as soon as possible. A claims representative will guide you through the process, explain your coverage, and coordinate any covered repairs or services.
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- Beneficios de salud y vivienda para retirados
- Plan de JubilaciĂłn de la UC, nivel 1976
- Plan de JubilaciĂłn de la UC, nivel 2013
- Programa de Ahorros para la JubilaciĂłn
- Programa de OpciĂłn de JubilaciĂłn de la UC (nivel 2016 del UCRP)
- Programa de Opción de Retiro de la UC (nivel 2016) si no está sujeto a PEPRA
- VisiĂłn
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- A new employee
- Adding a family member to your insurance
- Adopting a child
- Applying for disability
- Changing jobs within UC
- Changing your address
- Enrolling in Medicare
- Establishing a domestic partnership
- Facing a layoff
- Getting married
- Going on military leave
- Having a baby
- Laid off temporarily
- Leaving UC employment
- Lo despiden temporalmente
- Preparing for retirement
- Removing a family member from insurance
- Taking a furlough
- Taking a leave of absence
- Taking a sabbatical
- Taking paid leave
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- Affordable Care Act
- Behavioral health benefits
- COBRA
- Coverage for COVID-19 tests and vaccines
- Emergency resources from UC’s benefit plans
- Health coverage outside the U.S.
- Health Insurance Portability and Accountability Act of 1996 (HIPAA) Notification for Medical Program Eligibility
- Important notices
- Making changes to your disability and life insurance
- Premium assistance under Medicaid and the Children’s Health Insurance Program (CHIP)
- Resolving disputes
- Tax savings accounts: Know your options
- Taxes and your benefits
- Telehealth
- Terms and conditions
- Transgender and nonbinary health benefits
- University of California Healthcare Plan Notice of Privacy Practices – Self-Funded Plans
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Learn more: Beginning Dec. 1, 2026
Beginning Dec 1, 2026, call 888-882-7609 or CalCas.com/UC