Open Enrollment ends at 5 p.m. Tuesday, Nov. 22, so time is running out to review and update your medical and other benefits for 2017. Take action now, so you don’t miss this year’s important changes and opportunities.
Voluntary Disability Insurance
UC’s Voluntary Disability Insurance can help protect your income if you miss work because of a pregnancy, illness or injury — and this year’s Open Enrollment may be your best opportunity to enroll. After Open Enrollment, you may only enroll by submitting an Evidence of Insurability application (which includes a Statement of Health) to the insurance company — and you may not qualify.
All of UC’s medical plans will continue to be available in 2017, with a few significant changes. UC’s preferred provider organization (PPO) medical plans (Core, UC Care and UC Health Savings Plan, as well as UC High Option Supplement to Medicare, UC Medicare PPO and UC Medicare PPO without Prescription Drugs) will have new administrators next year for medical, behavioral health and prescription drug benefits. Kaiser Permanente and Health Net Blue & Gold have expanded networks that provide increased options for HMO members.
Flexible spending accounts (FSAs)
Remember that you must re-enroll in your flexible spending account (FSA) each year. A health or dependent care FSA allows you to pay for eligible expenses on a pretax basis, which can help you budget for necessary expenses and lower your tax liability.
Visit the Open Enrollment website for information, videos, tools and resources to help you make benefits choices that are right for you and your family.