Administered by Anthem Blue Cross

CORE is a PPO plan with no monthly member premium, and higher out-of-pocket costs than other UC plans. There are no significant changes to the CORE plan for 2021.

Compare costs and benefits for CORE with other UC plans.

New ID Cards

If you change your plan during Open Enrollment, you and each covered family member will get one ID card from Anthem in late December that you’ll use beginning Jan. 1, 2021, for medical, prescription drug and behavioral health services. 

How the plan works

  • You can choose any doctor or hospital you wish, worldwide, but Anthem Blue Cross PPO network providers cost less.
  • Preventive care from in-network providers is covered at 100% without the need to meet your deductible.
  • For all other services and prescriptions, you pay 100% of the cost until you meet the deductible ($3,000 for both in-network and out-of-network providers).
  • Once you meet the deductible, you pay 20%.
  • Annual out-of-pocket maximums ($6,350 individual/$12,700 family) limit what you pay. If you reach the annual maximum, the plan pays 100% of your medical and prescription drug costs for the rest of the year.
  • Behavioral health services are provided by Anthem network providers.

Best fit for you if:

  • You want to pay no monthly premium
  • You want direct access to all providers without a plan referral
  • You are willing to risk incurring high out-of-pocket costs
  • You want coverage when you are traveling or living abroad

Plan costs

UC pays the entire premium for CORE; there is no additional premium cost to you.

Typical out-of-pocket costs

Once you’ve met the deductible ($3,000 for an individual), you pay:

  • Office visit/urgent care visit: 20%; (preventive care from in-network providers has no charge)
  • Emergency room: 20%
  • Hospital stay: 20%
  • Prescription drugs: 20%