Administered by Anthem Blue Cross

CORE is a high-deductible catastrophic plan.

Plan changes

There are no changes to the CORE plan deductible, coinsurance or annual out-of-pocket limits for 2019.

Castlight and the Mobile Health Consumer app have been replaced with UC Vita, a personalized digital health care assistant offering all the features of Castlight and more. UC Vita is accessible via the internet from any computer, as well as through the free app that you can download directly to your mobile devices. Search for "Engage Wellbeing" in your app store to find and download the app.

How the plan works

  • You can choose any doctor or hospital you wish, worldwide, but Anthem Blue Cross PPO network providers cost less.
  • Preventive care from in-network providers is covered at 100% without the need to meet your deductible.
  • For all other services and prescriptions, you pay 100% of the cost until you meet the deductible ($3,000 for both in-network and out-of-network providers).
  • Once you meet the deductible, you pay 20%.
  • Annual out-of-pocket maximums ($6,350 individual/$12,700 family) limit what you pay. The calendar year deductible is included in the annual out-of-pocket maximum. If you reach the annual maximum, the plan pays 100% of your medical and prescription drug costs for the rest of the year.
  • Behavioral health services are provided by Anthem network providers.

Best fit for you if:

  • You want to pay no monthly premium
  • You want direct access to all providers without need for referrals
  • You are willing to risk incurring high out-of-pocket costs
  • You want coverage when you are traveling or living abroad

Plan costs

UC pays the entire premium for CORE; there is no additional premium cost to you.

New ID Cards

In late December or early January, you and each covered family member will get one ID card from Anthem that you’ll use beginning Jan. 1, 2019, for medical, prescription drug and behavioral health services.

The new ID cards have updated information your pharmacist will need in order to process your pharmacy claims in 2019. However, the pharmacy codes on your ID card from 2018 will stay active through January to ease the transition, or in case of delays in members receiving new ID cards.

Typical out-of-pocket costs

Once you’ve met the deductible, you pay:

  • Office visit/urgent care visit: 20% (preventive care from in-network providers has no charge)
  • Emergency room: 20%
  • Hospital stay: 20%
  • Prescription drugs: 20%