Administered by Anthem Blue Cross

UC Care is a PPO plan created just for UC. You can get care from most UC physicians and medical centers as well as the Anthem Preferred network of providers — the choice is yours. You also have coverage for out-of-network providers.

Compare UC Care's costs and benefits with other UC plans.

Plan changes

Effective Jan. 1, 2021, there are changes to member cost-sharing amounts:

  • The calendar year deductible remains $0 when you see UC Select providers. For other providers, deductibles are increasing to $500 (preferred)/$750 (non-preferred) for individuals and $1,000 (preferred)/$1,750 (non-preferred) for families. The deductible is the amount you pay before the plan begins to share in the cost for covered services.
  • The copayment for urgent care for Anthem preferred providers has decreased from $30 to $20. The copayment for emergency care has increased to $300 if the patient is not admitted to the hospital.
  • Coinsurance for Anthem preferred providers has increased from 20% to 30%.
  • The out-of-pocket maximum has increased to $6,100 (UC Select)/ $7,600 (preferred)/$9,600 (non-preferred) for individuals and $9,700 (UC Select)/ $14,200 (preferred)/$20,200 (non-preferred) for family coverage.

The Engage Wellbeing mobile app will be replaced by the Sydney Health mobile app. Watch for more information about Sydney in January.

New ID Cards

All UC Care members will receive a new ID card from Anthem by the end of December 2020 to use beginning Jan. 1, 2021, for medical, prescription drug and behavioral health services. 

Best fit for you if:

  • You want direct access to most providers without a plan referral
  • You want no deductible and fixed copay for using providers in the UC Select network
  • You want coverage when you are traveling or living abroad
  • You and/or your family members live outside California

How the plan works

  • You may choose any doctor or care facility, worldwide.
  • You have two options for in-network care: 
    • You pay set copayments for covered services and there’s no deductible when you use providers in the UC Select network (available only in California).
    • You also can choose a medical provider in the Anthem Preferred network and pay 30% of the cost of service after the deductible has been met. 
  • Or, you can choose a non-preferred or out-of-network provider and pay 50% of the cost after the deductible has been met. 
  • Behavioral health benefits are provided through Anthem Blue Cross. You can see any behavioral health provider you choose, but you’ll pay less and receive higher benefit coverage when you see an in-network provider. Some services may require prior authorization.
  • Annual out-of-pocket maximums limit what you pay. If you reach the annual maximum, the plan pays 100% of your covered medical costs for the rest of the year. There is one combined out-of-pocket maximum for medical, behavioral health and pharmacy expenses. 
  • Anthem Blue Cross will administer claims.

Monthly plan costs for faculty and staff

Retiree plan costs chart »

Pay Band
(per annum)
Self Self +
Self +
$59,000 and under $141.74 $255.13 $358.26 $471.65
$59,001–$118,000 $179.92 $323.85 $445.42 $589.36
$118,001–$176,000 $219.10 $394.37 $523.53 $698.81
$176,001 and above $259.67 $467.40 $604.46 $812.19
Rates for union-represented employees are subject to ongoing collective bargaining as appropriate.

Typical out-of-pocket costs

  • Office visit/urgent care visit: UC Select: $20; Anthem Preferred: 30%; out-of-network: 50%; (preventive care with in-network provider has no charge)
  • Urgent care visit: UC Select or Anthem Preferred: $20 (not subject to deductible); out-of-network: 50%
  • Emergency room visit not resulting in an admission: $300
  • Hospital stay (facility only): UC Select: $250; Anthem Preferred: 30%; out-of-network: 50%
  • Prescription drugs: $5 generic; $25 brand name; $40 non-formulary; specialty 30% for 30-day supply (up to $150 copayment maximum)