Six tips for safer holiday shopping

The holidays are here, and so is the rush to shop online! But while you’re searching for the perfect gifts and great deals, scammers are looking for opportunities, too. Adopt these six simple precautions to shop safely and protect your personal information.

1. Use a credit card instead of a debit card

Credit cards offer stronger fraud protection and easier dispute options. If your information is compromised, you’re less likely to suffer financial losses. Avoid unusual payment requests, such as cryptocurrency, wire transfers or payment-app transfers to a stranger.

2. Shop at trusted websites

Type the store’s address yourself or use its official app; be wary of links in unexpected emails, texts or social posts. Scammers often impersonate retailers to lure you to fake websites. Research unfamiliar sellers, looking for independent reviews, clear company contact details and reasonable return policies.

3. Check the address before paying

Look for the correct store domain and a secure connection (https://). A padlock icon alone doesn’t prove a site is legitimate.

4. Watch your accounts after buying

Save receipts, enable transaction alerts and review your card and bank activity. If you notice an unexpected or inaccurate charge, contact your card issuer promptly.

5. Be wary of “too good to be true” deals

If a price seems unbelievable, it probably is. Stick with trusted retailers and avoid unfamiliar sites offering steep discounts.

6. Shop on a secure connection and secure your account

Use your home network or cellular data for purchases. Avoid entering payment details on public Wi-Fi. Use strong, unique passwords and enable multifactor authentication when available.

A little caution goes a long way in keeping your holidays joyful and scam-free! For more cybersecurity tips, visit the UC Information Security website.