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Making changes to your disability, life and AD&D insurance

Unlike other UC benefits, voluntary disability, supplemental life, and accidental death and dismemberment (AD&D) insurance are not options during the usual Open Enrollment process on UCPath.

Enrollment is easiest during your period of initial eligibility (usually when you’re first hired), so consider your options carefully then. You can make changes later, though — here’s how.

What changes can I make?

Voluntary Disability InsuranceYou can apply to enroll in voluntary short or long-term disability at any time by submitting an online Evidence of Insurability application to Lincoln Financial, the insurance company. Previous or existing medical conditions, including pregnancy, may prevent approval. 

Supplemental Life InsuranceYou can apply to enroll in employee and or spouse/domestic partner supplemental life insurance at any time by submitting a short-form health statement questionnaire to Prudential, the insurance company. You may enroll your children in dependent life insurance at any time – no application is required.

Accidental Death and DismembermentYou may enroll in or increase coverage at any time. 

You can cancel or reduce your voluntary disability, supplemental life, or AD&D insurance at any time.

How to make changes

Make changes through your UCPath account. Here’s what to do:

  • On your UCPath dashboard, navigate to Employee Actions > Health and Welfare > Life Events / Benefit Changes
  • Before you enter a life event or benefits change, you’ll need to validate your identity by correctly answering one of the randomly displayed security questions set up on your profile.
  • On the Life Events page, select “Benefit Changes for AD & D, Disability or Life” and follow the prompts corresponding to the change you’d like to make. Your Period of Initial Eligibility (PIE) will determine whether you are required to submit a completed short-form health statement questionnaire or not.

After you have submitted your benefit changes, a confirmation email will be sent to the primary email address stored in UCPath. You can identify your primary email address under Employee Actions > Personal Information > Personal Information Summary.

Getting help

Need help with your benefits change? Contact your local benefits office or a UCPath representative (call 855-982-7284 or submit an inquiry through your account).