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Making changes to your disability, life and AD&D insurance

Unlike other UC benefits, voluntary disability, supplemental life, and accidental death and dismemberment (AD&D) insurance are not options during the usual Open Enrollment process on UCPath.

Enrollment is easiest during your period of initial eligibility (usually when you’re first hired), so consider your options carefully then. You can make changes later, though — here’s how.

On this page:

What changes can I make?

Voluntary Disability Insurance: You can apply to enroll in voluntary short or long-term disability at any time by submitting an online Evidence of Insurability application to Lincoln Financial, the insurance company. Previous or existing medical conditions, including pregnancy, may prevent approval. 

Supplemental Life Insurance: You can apply to enroll in employee and or spouse/domestic partner supplemental life insurance at any time by submitting a short-form health statement questionnaire to Prudential, the insurance company. You may enroll your children in dependent life insurance at any time – no application is required.

Accidental Death and Dismemberment: You may enroll in or increase coverage at any time. 

You can cancel or reduce your voluntary disability, supplemental life, or AD&D insurance at any time.

How to make changes

Make changes through your UCPath account. Here’s what to do:

  • Using the top menu, navigate to “Benefits & Retirement” and then “Update My Benefits.”
  • Before you enter a life event or benefits change, you’ll need to validate your identity by correctly answering one of the randomly displayed security questions set up on your profile.

Changing your disability insurance

On the Life Events page, follow the steps for “Disability Changes.”

Enrollment into Voluntary Short- or Long-Term Disability Insurance outside of your initial 31 Day period of eligibility will require submission of an Evidence of Insurability application (which includes a Statement of Health) to the insurance company.

Changes to your current disability enrollment can be made through benefits eForm.

Changing your Health Savings Account (HSA), AD&D or Life plan

  • On the Life Events page, select “I want to change my Health Savings (HSA), AD&D, or Life plan” and indicate the date.
  • You’ll be led through a series of steps to complete your self-service enrollment.

Getting help

Need help with your benefits change? Contact your local benefits office or a UCPath representative (call 855-982-7284 or submit an inquiry through your account).

Employee benefits