- Employee benefits
- Understanding your benefits
- Details about your health and home benefits
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Behavioral health benefits
Behavioral health benefits
Mental health and physical health go hand in hand, so UC’s medical coverage includes behavioral health benefits for mental health services and substance abuse treatment. All UC health plans also offer phone and/or video options for getting behavioral health advice and care.
- Full Full eligibility available
- Mid Mid eligibility available
- Core Core eligibility available
- Retirees Retirees eligibility available
How behavioral health benefits work in UC’s medical plans
Benefits are included in your medical plan premium. You do not need a referral from your primary care provider to see a behavioral health provider, but some services require preauthorization from your behavioral health plan.
Behavioral health and substance abuse coverage are provided by Kaiser and Optum. Kaiser members may access care from Kaiser behavioral health providers and from Optum in-network providers.
If you are seeking care through Optum as a Kaiser HMO member, there is no charge for your first three routine office or telemental health visits; you will be charged a $20 copayment for each of your following visits.
Please note: Kaiser and Optum do not coordinate care or costs of behavioral health services and each plan has specific requirements. Therefore, it is important to select behavioral health services carefully and follow all of the plan guidelines and authorization requirements for the behavioral health services plan you select.
For information about your benefits, preauthorization for certain services, and help finding a provider:
Behavioral health and substance abuse coverage are provided by Health Net Behavioral Health (formerly known as MHN). Members may access care from Health Net Behavioral Health in-network providers.
There is no charge for your first three routine office or telemental health visits; you will be charged a $20 copayment for each of your following visits.
For information about your benefits, preauthorization for certain services, and help finding a provider, call Health Net Behavioral Health at 800-663-9355.
Behavioral health and substance abuse coverage are provided by Anthem Blue Cross.
Charges for routine office or telemental health visits vary by plan and provider type, and some services require preauthorization. If you need help finding a provider and booking an appointment, call Accolade at (866) 406-1182 Monday–Friday, 5 a.m.–8 p.m. PT. You can also speak to a therapist or psychologist virtually through Accolade Care Telehealth and Virtual Visits.
CORE
CORE members have access to Anthem in-network providers. There is a 20% coinsurance for covered services after meeting the deductible.
UC Care
UC Care members have access to Anthem in-network providers and to out-of-network providers. If you see an in-network provider, there is no charge for your first three visits, then a $20 copayment. If you choose to see an out-of-network provider, you’ll pay 50% coinsurance and you may need to pay your provider directly for services and submit a claim for reimbursement.
UC Health Savings Plan (HSP)
UC HSP members have access to Anthem in-network providers and to out-of-network providers.
After meeting the deductible, there is a 20% coinsurance for covered services from in-network providers and a 40% coinsurance for covered services from out-of-network providers. If you choose to see an out-of-network provider, you may need to pay your provider directly for services and submit a claim for reimbursement.
Faculty and staff assistance programs
Regardless of whether you’re enrolled in UC benefits, the faculty and staff assistance program (sometimes called an Employee Assistance Program) offered by your campus, medical center or lab offers free, confidential resources for emotional health — often available right on campus.