HealthSavings+

• Offers the lowest premium of any of the UC medical plans.
• Includes a Health Savings Account (HSA): 
  • UC’s biggest contribution ever, up to $750 annually for self-only coverage and up to $1,500 annually for family coverage.
  • Contribute up to $8,750 (including UC’s contribution) through convenient paycheck deductions, and $1,000 more if you’re age 55 or older.
  • Use your HSA funds to pay for eligible health care expenses now — or save for the future, even into retirement. All contributions are free from federal taxes, grow in your account with tax-free interest, and withdrawals for qualified expenses are tax-free. 
  • Get all the details about how HSAs work from our HSA custodian, HealthEquity.
• The out-of-pocket costs for HealthSavings+ are different from those of CORE or UC Health Savings Plan. Make sure to review your costs and take advantage of resources such as ALEX to understand all your choices before you choose a plan.
• Comprehensive coverage across California, the nation and the world — including in-network UC Health providers.

For in-network care, HealthSavings+ has 30% coinsurance for office visits and hospital stays, a $2,500 deductible ($5,000 for more than one person), and $6,700 out-of-pocket maximum ($13,400 for more than one person).

For out-of-network care, HealthSavings+ has 50% coinsurance for office visits and hospital stays, a $4,000 deductible ($8,000 for more than one person), and $8,000 out-of-pocket maximum ($16,000 for more than one person).

Beginning Oct. 29, ALEX can help you understand your costs depending on the medical plan you choose.

CORE is being replaced by HealthSavings+ in 2026. Compare your options to find the right plan for you and your family.

Monthly premium costs for retirees in 2026

Monthly premium costs for faculty and staff in 2026