The Public Service Loan Forgiveness (PSLF) program is a federal program created for those in public service jobs, offering the opportunity to have their federal loan balances forgiven after 120 qualifying monthly payments.

The PSLF program is separate from and in addition to the one-time debt cancellation of up to $20,000 that has been blocked by the courts. 

Read important tips about how to protect yourself from scams as you apply for relief.

The University of California (EIN: 94-3067788) is a qualified employer for the PSLF program. Generally, many full-time UC employees who otherwise qualify may be eligible to apply their months of employment towards PSLF.

To ensure as many eligible UC faculty and staff as possible can take advantage of this program as possible, this page will be updated regularly with news and resources.

Important changes to the PSLF program

Last year, the Department of Education announced a set of actions to help more people take advantage of the PSLF program, including a time-limited waiver so that student borrowers can count payments from all federal loan programs or repayment plans toward forgiveness. 

The limited PSLF waiver ended on Oct. 31, 2022. 

Please note: Your PSLF application and employer verification form must have been generated through the online PSLF tool before Oct. 31, 2022. (Application forms completed on paper or outside of the PSLF tool still must have employment certification and be submitted to the Department of Education by the Oct. 31 deadline). Under updated PSLF rules, you can meet the Oct. 31, 2022, waiver deadline even if your request for employment verification has not been completed by that date. 

How do I obtain the employer information and signatures I need?

You must generate your PSLF application and employer verification form through the online PSLF tool for submission to UCPath before Oct. 31, 2022 (Application forms completed on paper or outside of the PSLF tool still must have employment certification and be submitted to the Department of Education by the Oct. 31 deadline). Under updated PSLF rules, you can meet the Oct. 31, 2022, waiver deadline even if your request for employment verification has not been completed by that date. 

Helpful tips from UCPath to avoid delays:

  • Complete page 1 of the form (sections 1 and 2) with borrowers information ONLY.
  • Make sure you sign and date your PSLF form before submitting to UCPath. A physical (pen and ink) signature is required; digital signatures are not accepted.
  • If you are or were classified as a variable paid employee, you must contact your campus location to complete the certification.
  • Ensure you meet ALL PSLF eligibility requirements; part-time employment does not meet the qualifications for loan forgiveness.
  1. Use the PSLF Help Tool to complete the PSLF Application for Forgiveness.
  2. Submit the form to the UCPath Center for completion of Sections 3 and 4:
    • Active employees: Submit your request online through your UCPath account:
      • Go to Ask UCPath > Submit An Inquiry
      • Complete the "Submit Inquiry" form (topic: "Human Resources") and click submit
    • Former UC employees: Submit your request via email to ucpath@universityofcalifornia.edu
    • Along with your request, please specify how and where to return the form.
  3. For most efficient processing, submit the completed form by fax to 866-222-7060.

Or mail to:
U.S. Department of Education
MOHELA
633 Spirit Drive
Chesterfield, MO 63005-1243

Contact a MOHELA PSLF Specialist at 855-265-4038. MOHELA, one of the federal loan servicers, administers the PSLF Program on behalf of the U.S. Department of Education. If MOHELA is already your servicer, you may upload your PSLF form on MOHELA's website.

#UCStudentDebtChallenge Virtual Town Hall

Thank you to those who attended a #UCStudentDebtChallenge Virtual Town Hall on Wednesday, August 31, 2022. You are invited to watch a recording of the full afternoon session below.

The question and answer period from the morning session is available at: https://www.youtube.com/watch?v=Z4_uSnYV1e8