The Public Service Loan Forgiveness (PSLF) Program is intended to encourage individuals to enter and continue to work full-time in public service jobs. Under this program, borrowers may qualify for forgiveness of the remaining balance of their Direct Loans after they have made 120 qualifying payments on those loans while employed full time by certain public service employers.

The University of California is a qualified employer for the PSLF program. Anyone who works for UC full time (including professors) and who has Direct Loans on any eligible repayment plan is eligible to apply.

Eligible loans

  • Only loans you received under the William D. Ford Federal Direct Loan (Direct Loan) Program are eligible for PSLF. Loans you received under the Federal Family Education Loan (FFEL) Program, the Federal Perkins Loan (Perkins Loan) Program, or any other student loan program are not eligible for PSLF.
  • If you have FFEL Program or Perkins Loan Program loans, you may consolidate them into a Direct Consolidation Loan to take advantage of PSLF. Visit the Federal Student Aid Loan Consolidation page for more information about loan consolidation.

Eligible repayment plans

  • The 10-Year Standard Repayment Plan (Standard) or any other repayment plan that gives the borrower the same monthly payment they would have on the standard 10 year plan are eligible to apply for PSLF.

Eligible UC faculty & staff

  • Those who make 120 on-time, full, scheduled, monthly payments on your Direct Loans. Only payments made after October 1, 2007 qualify; and
  • Payments are made to a qualifying repayment plan; and
  • Each payment must be made while working full-time at a qualifying public service organization.

To determine if you qualify for the PSLF program

  • Verify the type of loan you have by contacting your loan servicer.
  • Complete Sections 1 and 2 of the PSLF Employment Certification Form.
  • If your location has not transitioned to UCPath, contact your payroll office to request completion of Sections 3 and 4.
  • If your location has transitioned to UCPath, you can submit the form to the UCPath Center for completion of Sections 3 and 4:
    • Written requests can be faxed to (951) 697-6839 or sent by email to ucpath@universityofcalifornia.edu. Additionally, you can submit an inquiry directly to UCPath:
      • Step 1: Click on Submit An Inquiry
      • Step 2: Select Topic: Human Resources
      • Step 3: Select Category: General Inquiry Human Resources
      • Step 4: Enter your Subject
      • Step 5: Enter your Description
      • Step 6: Verify Best Contact Number and Email
      • Step 7: Click on: Submit
    • There is a three (3) day turnaround time for requests. Please specify along with your request, how/where to return the form.
  • Submit the completed form to:
    US Department of Education - Federal Loan Servicing
    P.O. Box 69184
    Harrisburg, PA  17106-9184
    or FAX to:  (717) 720-1628

For more information about PSLF and how to use the form, visit the Federal Student Aid Public Service Loan Forgiveness page or call the Federal Student Aid Information Center (FSAIC) at 1-800-433-3243.