- Open Enrollment
- Retirees: Get started
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Other benefits
Open Enrollment
Thursday, Oct. 30 at 8 a.m. to Friday, Nov. 21, 2025, at 5 p.m.
Download the Open Enrollment brochure for California retirees
Download the Open Enrollment booklet for retirees outside California
Other benefits
Taking care of yourself goes beyond finding the right medical plan. UC offers dental plans at no cost to you, if you’re eligible for UC’s full contribution, and extra options to protect you and your family (including your furry friends).
What’s changing
After reviewing proposals from competitors, UC renewed its contract with Delta Dental, which continues to have the largest provider network. Switching from Delta Dental would have put providers for over 80,000 members out-of-network.
To assist members in the PPO plan who are unable to find an in-network provider, UC is increasing coverage for certain services provided by Premier and out-of-network providers. The percentage of maximum allowed costs covered by the plan will increase from 75% to 80% for the following services:
- Sealant benefits
- Endodontics (root canal)
- Periodontics (gum treatment)
- Oral surgery
Please note: In-network dentists agree to set charges for covered services, so your costs will be lower in-network. Premier and Out-of-Network dentists may bill the difference between their usual fee and the maximum Delta Dental will pay.
- For retirees who pay part of the premium, dental coverage costs are increasing by 2.5% for the DeltaCare HMO plan and by 2.1% for the PPO plan.
- Accidental Death & Dismemberment (AD&D) insurance premiums are increasing by 10%.
Dental
Choose a Delta Dental HMO plan for lower costs or a PPO plan for more flexibility. Be sure there are dentists available in your area before enrolling in the HMO plan.
Vision
Benefits through the Vision Service Plan (VSP) include vision exams, corrective lenses, frames (every other calendar year) and an allowance for contact lenses.
Legal insurance
Access to over 15,000 network attorneys nationwide to assist with legal matters like creating wills, estate planning, marriage, buying a home, and much more.
Accidental Death & Dismemberment (AD&D)
Open for enrollment anytime, AD&D plans protect you and your family from the financial hardship of a serious accident that causes death or dismemberment.
There are no changes to benefits this year.
Pet insurance
Preferred pricing on pet insurance through Nationwide. Learn more and enroll anytime (not just during Open Enrollment) on the Nationwide website at petinsurance.com/uc.