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Retiree medical plan costs for 2026
Open Enrollment
Thursday, Oct. 30, at 8 a.m. to Friday, Nov. 21, 2025, at 5 p.m.
Download the Open Enrollment brochure for California retirees
Download the Open Enrollment booklet for retirees outside California
Retiree medical plan costs for 2026
The 2026 monthly costs for medical coverage below apply to retirees eligible for 100% of the UC/employer contribution toward the premium for each plan.
If you are subject to graduated eligibility and, therefore, not eligible for the maximum UC/employer contribution, your costs may be higher than those listed below. The Retiree Health Plan Premium Estimator, updated for 2026 on Oct. 29, can help you understand what your share of your retiree medical premium might be. Please sign in to your UCRAYS account to see your actual costs.
Your plan cost appears as a deduction on your UCRP benefit direct deposit statement or check.
| Medicare Plan | Self in Medicare | Self + Adult or Self + Child(ren) Both in Medicare | Self + Adult + Child(ren) All in Medicare | |
|---|---|---|---|---|
| Kaiser Permanente Senior Advantage | Your Premium | $0.00 | $0.00 | $0.00 |
| Medicare Part B Reimbursement | $185.00 | $370.00 | $555.00 | |
| UC High Option Supplement to Medicare (Anthem) | Your Premium | $363.74 | $727.48 | $1,091.22 |
| Medicare Part B Reimbursement | $0.00 | $0.00 | $0.00 | |
| UC Medicare Choice (UnitedHealthcare) | Your Premium | $101.69 | $203.38 | $305.07 |
| Medicare Part B Reimbursement | $0.00 | $0.00 | $0.00 | |
| UC Medicare PPO (Anthem) | Your Premium | $60.44 | $120.88 | $181.32 |
| Medicare Part B Reimbursement | $0.00 | $0.00 | $0.00 | |
| UC Medicare PPO without Prescription Drugs (Anthem) | Your Premium | $0.00 | $0.00 | $0.00 |
| Medicare Part B Reimbursement | $185.00 | $370.00 | $555.00 |
Medicare Part B reimbursement may apply if your premium cost is $0.00. Part B reimbursement is based on a Medicare Part B premium of $185.00 per person. Reimbursements vary and are added automatically to your monthly retirement payment.
| Non-Medicare/ Medicare Plans | Self + Adult 1 in Medicare | Self (in Medicare) + Child(ren) | Self + Adult, 1 in Medicare + Child(ren) | Self + 2 Adults in Medicare | |
|---|---|---|---|---|---|
| Kaiser Permanente/ Senior Advantage | Your Premium | $58.87 | $0.00 | $251.66 | $0.00 |
| Medicare Part B Reimbursement | $0.00 | $26.37 | $0.00 | $347.79 | |
| UC Blue & Gold/ UC Medicare Choice | Your Premium | $565.65 | $392.51 | $856.47 | $494.20 |
| Medicare Part B Reimbursement | $0.00 | $0.00 | $0.00 | $0.00 | |
| UC Care/ UC Medicare PPO | Your Premium | $558.68 | $376.20 | $874.44 | $436.64 |
| Medicare Part B Reimbursement | $0.00 | $0.00 | $0.00 | $0.00 |
Medicare Part B reimbursement may apply if your premium cost is $0.00. Part B reimbursement is based on a Medicare Part B premium of $185.00 per person. Reimbursements vary and are added automatically to your monthly retirement payment.
| Plan | Self | Self + Child(ren) | Self + Adult | Self + Adult + Child(ren) |
|---|---|---|---|---|
| HealthSavings+ (Blue Shield) | $292.86 | $527.15 | $679.08 | $913.37 |
| Kaiser Permanente — California | $240.99 | $433.78 | $570.15 | $762.94 |
| UC Blue & Gold (Health Net) | $363.53 | $654.35 | $827.49 | $1,118.31 |
| UC Care (Blue Shield) | $394.70 | $710.46 | $892.94 | $1,208.70 |
| Plan | Self | Self + Child(ren) | Self + Adult | Self + Adult + Child(ren) |
|---|---|---|---|---|
| HealthSavings+ (Blue Shield) | $81.73 | $147.11 | $266.95 | $332.33 |
| Kaiser Permanente — California | $108.62 | $195.51 | $315.54 | $402.43 |
| UC Blue & Gold (Health Net) | $146.64 | $263.94 | $403.84 | $521.14 |
| UC Care (Blue Shield) | $362.01 | $651.61 | $837.69 | $1,127.29 |