Adding a family member to your insurance
Enroll your new family member in your benefits.
For most benefits, you must enroll your new family member within 31 days of the date they join your family or meet all the eligibility requirements. If you don't enroll your family member during the PIE, you can enroll him or her during Open Enrollment. You may also enroll your family member in your medical plan only at any time with a 90-day waiting period.
Employees have the following options, depending on their benefits package. Submit the UPAY850 enrollment form to your benefits office.
|Benefits||Benefits Package||What you can do|
|Medical||Full, Mid-level,Core||Enroll your family member in your plan or change plans. If you are not enrolled, you can enroll yourself and your family members in a medical plan.
If you’re enrolled in the Blue Shield Health Savings Plan, you may start, change or increase your Health Savings Account (HSA) contributions at any time. If you are adding your spouse or domestic partner to your plan, he or she can also establish a personal HSA. A child who is not your tax dependent can also establish a personal HSA. Complete a UPAY850 form and submit this to your local benefits office. UC’s contribution is determined at the beginning of each year and does not change if you change your coverage level to family coverage mid-year.
|Dental, Vision||Full||Enroll your family member in your plans.|
|Dependent LIfe||Full, Mid-level||Enroll your family member in Dependent Life; if you are enrolled in Supplemental Life, you may enroll your family member in Expanded Dependent Life.|
|AD&D||Full, Mid-level, Core||You may enroll your family member at any time.|
|ARAG Legal||Full, Mid-level||If you are enrolled, you may add your family member to your coverage.|
|Health, DepCare FSA||Full, Mid-level, Core||You may enroll or increase your contributions. If you are eligible under a new spouse's plan, you may de-enroll or decrease your contribution.
Retirees eligible for benefits have these options.
|Benefits||What you can do|
|Medical, Dental, Legal||Enroll your family member in your plan by submitting the UBEN 100 enrollment form to the Retirement Administration Service Center.
If you are enrolled in the Blue Shield Health Savings Plan, you may change your Health Savings Account contribution at any time by contacting Health Equity directly.
|Vision||Enroll your family member in your plan by contacting VSP at 866-240-8344.|
|AD&D||Enroll your family member at any time by submitting the Retiree Enrollment form directly to AIG Benefits Solutions.|
Verify your family member's eligibility for benefits.
UC requires all faculty, staff and retirees who enroll family members in their medical, dental and/or vision insurance plans to provide documents to verify their family members' eligibility for coverage.
You will receive a packet of materials from SECOVA to help you complete the verification process. Be sure to respond by the deadline shown on the letter or you risk de-enrollment of your family members from UC benefits.
You can read more about family member eligibility verification here.
Consider changing your tax withholdings.
When you add a family member to your benefits, you also may want to change your tax withholdings. You can do so online.
If you are adding your domestic partner or your partner's children, the value of UC's portion of your medical, dental and vision coverage for anyone who is not your tax dependent is considered imputed income and may be subject to FICA (Social Security and Medicare) taxes, federal income tax and any other required payroll tax. Read more about imputed income.
Update your beneficiaries.
You can change your beneficiaries online. Change your UC Retirement Plan and insurance plan beneficiaries on AYS Online. Change your Retirement Savings Program beneficiaries on the UC Focus on Your Future website. Update your HSA beneficiary with HealthEquity by calling 1-866-212-4729 for assistance.