Get started
Open enrollment is your chance to enroll in or make changes to your benefits. Here’s a checklist to help you get started.
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Learn what’s new or changing for 2025
UC is offering the same choice of medical plans this year, with a few significant plan changes and premium increases. Review your options to make sure you have the coverage that best meets your needs.
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Not making changes this year?
Your current insurance coverage will continue automatically into next year. Your costs will change, though — and your premium may be higher than it was last year. So think carefully about the medical plan you choose during Open Enrollment, especially if you or a family member are enrolling in Medicare in 2025.
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Decide if you have the right medical plan
Here are some factors to consider:
- Your costs — Make sure you understand your premiums and how much you’ll need to pay when you receive care. See retiree medical plan costs >
- Your needs — Are there specific services or treatments you would like covered, or providers you need to see?
- Where you’ll seek care — If you travel or have a family member who lives out of the area, you may want to select a plan that provides services out of the area.
- Life changes — Read about Enrolling in a Medicare Plan or Split or Mixed Medicare Families
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Don’t forget about other benefits: Dental, vision, legal and pet insurance
Dental plans are still offered by UC at no cost for retirees who are eligible for 100% of the UC contribution. Find your premium costs on UCRAYS.
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Enroll online
You can enroll or make changes to your medical, dental and legal coverage on UC Retirement At Your Service (UCRAYS). Here’s how to enroll using UCRAYS >
If you’re unable to make changes online, you can call the UC Retirement Administration Service Center for help at 800-888-8267, Monday through Friday, from 7 a.m. to 4:30 p.m. (PT).
Enroll for vision insurance on VSP’s website or by phone at 866-240-8344. Enroll for pet insurance on Nationwide’s website or by phone at 877-738-7874.