UC is offering the same choice of medical plans this year, with a few significant plan changes and premium increases. Review your options to make sure you have the coverage that best meets your needs. 

Plan choices and changes >
Plan costs >

Your current insurance coverage will continue automatically into next year. Your costs will change, though — and your premium may be higher than it was last year. So think carefully about the medical plan you choose during Open Enrollment, especially if you or a family member are enrolling in Medicare in 2025.

Here are some factors to consider:

• Your costs — Make sure you understand your premiums and how much you’ll need to pay when you receive care. See retiree medical plan costs >
• Your needs — Are there specific services or treatments you would like covered, or providers you need to see?
• Where you’ll seek care — If you travel or have a family member who lives out of the area, you may want to select a plan that provides services out of the area.
• Life changes — Read about Enrolling in a Medicare Plan or Split or Mixed Medicare Families

Dental plans are still offered by UC at no cost for retirees who are eligible for 100% of the UC contribution. Find your premium costs on UCRAYS.

Learn more about these other benefits >

You can enroll or make changes to your medical, dental and legal coverage on UC Retirement At Your Service (UCRAYS). Here’s how to enroll using UCRAYS >

If you’re unable to make changes online, you can call the UC Retirement Administration Service Center for help at 800-888-8267, Monday through Friday, from 7 a.m. to 4:30 p.m. (PT). 

Enroll for vision insurance on VSP’s website or by phone at 866-240-8344. Enroll for pet insurance on Nationwide’s website or by phone at 877-738-7874.