High Option is a Medicare supplement plan administered by Anthem Blue Cross, covering costs Medicare does not cover.

Plan changes

Medicare changes

  • The UC High Option Supplement to Medicare maximum out-of-pocket for prescription drugs remains $1,000 for 2021. 
  • Prescription Drug Part D TrOOP (True Out-Of-Pocket) costs will increase from $6,350 to $6,550.
  • Copayments for certain services will increase slightly for low-income subsidy-eligible Medicare enrollees.

How the plan works

  • You must use Medicare providers; providers who accept Medicare assignment cost less.
  • For services covered by Medicare, Medicare benefits are primary and then the benefits of this plan are calculated to coordinate up to the Medicare allowed amount.
  • You pay the deductible ($50 per member) for the non-Medicare-covered services that the plan covers.
  • Behavioral health benefits are provided by Medicare and Anthem Blue Cross. Please check with your provider to be sure they are available under this plan.

Best fit for you if:

  • You are willing to pay higher premiums for nearly 100% coverage
  • You want direct access to Medicare providers without need for referrals

Plan costs

Retiree plan costs chart »