Plan changes

ESPAÑOL

Premium increases

UC added a subsidy of $93 million to its planned budget for medical plan costs to reduce the impact of rising costs on employee and retiree contributions to premiums. Despite this increased funding from UC, medical plan premiums for employees will be higher in 2024.

Because of UC’s commitment to equity, premium increases vary by salary as well as by plan and who is covered. Across plans, increases are lowest for coverage for an employee only in the $68,000 and lower salary range, and highest for family coverage (spouse plus a child or children) in the over $204,000 salary range.

Here is the range of increases in monthly premiums by plan:

Kaiser HMO — $7.62 to $249.24
UC Blue & Gold HMO — $15.32 to $96.83
UC Health Savings Plan — $51.10 to $725.22
UC Care — $43.92 to $201.55

HMO plan changes

FDA-approved over-the-counter contraceptive drugs and devices will have $0 copay and no prescription requirement. Copays will be eliminated for in-network vasectomy services.

Monthly premium costs for employees are increasing by around 15-18%.
Behavioral health services under your Health Net plan will no longer be administered through Managed Health Network (MHN). You will see references instead to Health Net Behavioral Health. There will be no change to your current providers, the provider network, or the coverage and services available. You will continue to have the same wide network of counselors, therapists and other professionals offering both in-person and virtual visits.
The ShareCare diabetes prevention program will replace Omada.
Leapfrog, Cal Hospital Compare, and Sapphire will be available as hospital advisor tools, replacing WebMD.

Monthly premium costs for employees are increasing by around 26-74%.
Optum Behavioral Health (which offers behavioral health services in addition to Kaiser) will:
- Eliminate the copay for outpatient intensive ABA therapy for Autism Spectrum Disorder.
- Offer a 12-month membership at no cost to their Self Care mobile app, with curated content to support teens

PPO plan changes

FDA-approved over-the-counter contraceptive drugs and devices will have $0 cost-share and no prescription requirement (deductible applies for CORE and UC Health Savings Plan members). Coinsurance will be eliminated for in-network vasectomy services (deductible applies for CORE and UC Health Savings Plan members).

Monthly premium costs for employees will more than double.
UC Health Savings Plan in-network deductible will increase to $1,600 for individuals and $3,200 for families. The out-of-network deductible will increase to $2,600 for individuals and $5,200 for families.
The maximum contribution to the Health Savings Account is increasing from $3,850 to $4,150 for individual coverage and from $7,750 to $8,300 for family coverage. People age 55 and over can make an additional “catch-up” contribution of $1,000, using the HSA, Life Insurance Voluntary Disability and AD&D Change Form.
Health Flexible Spending Account (FSA) participants will have the option to switch to UC Health Savings Plan without losing their carryover FSA balance (up to $610).

Monthly premium costs for employees are increasing by around 25%.

CORE is once again available at $0 monthly premium for employees and their families.