Open Enrollment 2021
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Postdoctoral scholars: Benefit Plan Portal

HMO PLANS

In a Health Maintenance Organization (HMO) plan, you choose a primary care provider who helps manage your care within a defined network of providers. Everyone in the HMO must live or work in California. Out-of-network services are usually covered only for emergencies and urgent care.

Plan changes >

UC Blue & Gold HMO

Insured by Health Net

Low, predictable costs, with access to UC Health and other quality providers. Can be paired with UC's Health Flexible Spending Account (FSA).

 

UC Blue & Gold plan details >

Kaiser HMO

Insured by Kaiser Permanente

Low, predictable costs for integrated care within the Kaiser network. Can be paired with UC's Health Flexible Spending Account (FSA).

 

Kaiser HMO plan details >

PPO Plans

Preferred Provider Organization (PPO) plans offer access to in- or out-of-network care without the need for a referral, so this is the right choice for those who live or study outside California. UC’s health plan agreement with Anthem — in place until 2025 — ensures in-network access to UC Health physicians and facilities through UC's PPO plans. Out-of-network care usually costs more. 

Medical claims for these plans are administered by Anthem Blue Cross, pharmacy claims are administered by Navitus Health Solutions and member services are provided by Accolade.

Plan changes >

UC Health Savings Plan

Administered by Anthem and Navitus, supported by Accolade

Higher out-of-pocket costs are offset by UC’s contribution to a tax-advantaged Health Savings Account (HSA). Premium costs are much higher for 2024 (around two to three times higher than 2023 premiums).

 

UC Health Savings Plan details >

UC Care

Administered by Anthem and Navitus, supported by Accolade

Higher premium for choice of provider tiers. UC Health providers available in the lowest-cost UC Select tier. Can be paired with UC's Health Flexible Spending Account (FSA).

 

UC Care plan details >

CORE

Administered by Anthem and Navitus, supported by Accolade

High-deductible plan offered with no premium cost. Can be paired with UC's Health Flexible Spending Account (FSA).

 

CORE plan details >