Estimation is based on insurance rates effective Jan. 1.

Enter the full-time annual salary for your position, even if you do not work full-time. For example, if you work in a 50% FTE position with a full-time annual salary of $100,000, enter $100,000 (not your actual annual earnings of $50,000).

Eligible earnings do not include pay such as stipends, shift differentials, overtime, agreement payments, compensation for extension teaching, summer salary (academics only), etc.